What is an RV extended warranty?

An RV warranty is a service contract that helps cover the cost of repairs to the RV. Unlike RV insurance, RV warranties do not cover damage, but instead cover breakdowns and malfunctions caused by mechanical failure from everyday use. RV warranties are often called “extended warranties” because they extend beyond the time usually covered by a manufacturer warranty. Unlike manufacturer warranties, RV extended warranties cover both parts and labor on repairs.

How does the deductible work?

The deductible is a feature of most extended warranties, and it works just like a health insurance deductible. The deductible is paid by the RV owner directly to the RV repair shop or mobile mechanic. The deductible is paid per visit, regardless of how many issues are being repaired during the visit. After the deductible is paid, ARW will pay the remainder of the covered portion of the repair bill.

Can I transfer my warranty if I sell my RV?

Yes, any warranty plan from ARW can be transferred to the new owner of the RV. Some RVers use this as a selling tool–an extra perk to help close the sale.

What's the difference between Motor Home Coverage and Towable RV Coverage?

Motor homes and towable RVs, such as travel trailers and 5th wheel trailers, have different coverage needs. Travel trailers do not need coverage for a lot of the automotive parts that a motor home has, for instance. This is the only real difference between ARW’s travel trailer and motor home coverage.

Are there any additional benefits for RVers with ARW?

ARW offers insurance for RVs and automobiles, plus pet benefits and discounts on RV camping. Check out our member benefits page for more information.

How are repair costs determined?

ARW bases our coverage–what we will pay towards a covered repair–on a nationally-recognized labor-time guide, and we pay up to 20% above retail for parts. This way, the repair shop or mobile mechanic are paid for parts and labor. The 20% extra we pay on parts covers any price markup from the repair shop, and ARW also covers the service fee that mobile mechanics charge (up to $500).

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RV Extended Warranty Plans

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OUR RV WARRANTY POLICIES

America’s RV Warranty offers comprehensive, direct-to-consumer extended warranty plans for motorhomes, fifth wheels, toy haulers, and travel trailers up to 20 years old. Our exclusionary and inclusionary vehicle service contracts protect RVers from catastrophic mechanical repair costs. By eliminating broker markups and mandatory pre-purchase inspections, ARW provides industry-leading benefits, including zero-depreciation parts coverage, direct-pay to any licensed repair shop in the US and Canada, and up to $500 in mobile mechanic dispatch allowances.Read more

Motorhomes

Class A

Class B

Class C

Coverage Options ⟶

Towable RVs

Travel Trailers

Fifth Wheels

Toy Haulers

Coverage Options ⟶

How ARW Stands Out: A Side-by-Side Comparison

How America's RV Warranty compares to typical competitors
FEATURE	AMERICA'S RV WARRANTY	COMPETITION / STANDARD
Mobile mechanic coverage	Yes	No
Full-price parts coverage	Yes	No
Power surge coverage	Yes	No
Consequential loss coverage	Yes	No
Full-time use units	Yes	No
Repairs anywhere (US/Canada)	Yes	No
In-house claim administration	Yes	No

Not sure which provider fits your rig? Read our RV warranty broker vs. direct guide, best RV extended warranty (2026) roundup, or compare America's RV Warranty vs. Good Sam ESP and ARW vs. Wholesale Warranties.

Frequently Asked Questions

An RV extended warranty is a vehicle service contract that pays for the repair or replacement of mechanical breakdowns.

While insurance covers physical damage from accidents or weather, an extended warranty covers the cost of parts and labor when essential RV components fail from everyday use. We cover common RV breakdowns so you aren't stuck paying out-of-pocket.

You pay a single, set deductible directly to the repair shop or mobile mechanic per visit, regardless of how many covered items are repaired during that visit.

Once your deductible is paid, ARW covers the remaining cost of parts and labor for the approved mechanical repairs. For more details, see our Deductible Explained section above.

Yes, your ARW warranty plan is fully transferable to the new owner if you decide to sell your RV.

Many RVers use this transferable coverage as a strong selling tool, as it gives the buyer immediate peace of mind and often increases the resale value of the rig.

The only difference is that Motorhome Coverage includes protection for automotive and drivetrain components, which towable RVs do not have.

Otherwise, both plans provide the exact same high-level protection for your coach components, appliances, and mechanical systems.

Yes, ARW members receive additional perks including discounts on RV camping, pet benefits, and access to specialized RV and auto insurance.

We want to ensure your entire RV lifestyle is protected and enjoyable. You can check out our member benefits page for more detailed information.

ARW determines repair payouts using a nationally-recognized labor-time guide and pays up to 20% above retail cost for parts.

This 20% buffer covers standard parts markups, ensuring that repair shops and mobile mechanics are fairly compensated. We also cover up to $500 of mobile mechanic service fees (trip charges) so you aren't left covering the gap.

RV Extended Warranty Plans