OUR RV WARRANTY POLICIES
Whether you’ve got a motorhome, a travel trailer, a toy hauler, or a fifth wheel, America’s RV Warranty has unbeatable coverage to protect both your rig and your peace of mind. Read more
How ARW Stands Out: A Side-by-Side Comparison
| FEATURE | AMERICA'S RV WARRANTY | COMPETITION / INDUSTRY STANDARD |
|---|---|---|
| Mobile Mechanic Coverage up to $500 per occurrence | ||
| Full-Price parts coverage | ||
| Power Surge Coverage | ||
| Consequential Loss Coverage | ||
| Full-Time Use Units | ||
| Repairs anywhere | ||
| In-house claim administration |
Frequently Asked Questions
An RV warranty is a service contract that helps cover the cost of repairs to the RV.
Unlike RV insurance, RV warranties do not cover damage, but instead cover breakdowns and malfunctions caused by mechanical failure from everyday use. For example, RV insurance might replace an air conditioner or water heater that was damaged in a fire or an accident. An RV warranty, on the other hand, will cover the replacement of a refrigerator that stops working due to mechanical failure (like the failure of a compressor).
RV warranties are often called “extended warranties” because they extend beyond the time usually covered by a manufacturer warranty. Unlike manufacturer warranties, RV extended warranties cover both parts and labor on repairs.
The deductible is a feature of most extended warranties, and it works just like a health insurance deductible.
The deductible is paid by the RV owner directly to the RV repair shop or mobile mechanic. The deductible is paid per visit, regardless of how many issues are being repaired during the visit. After the deductible is paid, ARW will pay the remainder of the covered portion of the repair bill. By “covered portion,” we simply mean that not all RV repairs are covered under an RV warranty–damage from an accident, for instance.
See our section Deductible Explained above for more information.
Yes, any warranty plan from ARW can be transferred to the new owner of the RV. Some RVers use this as a selling tool–an extra perk to help close the sale.
Motor homes and towable RVs, such as travel trailers and 5th wheel trailers, have different coverage needs. Travel trailers do not need coverage for a lot of the automotive parts that a motor home has, for instance. This is the only real difference between ARW’s travel trailer and motor home coverage.
ARW offers insurance for RVs and automobiles, plus pet benefits and discounts on RV camping. Check out our member benefits page for more information.
ARW bases our coverage–what we will pay towards a covered repair–on a nationally-recognized labor-time guide, and we pay up to 20% above retail for parts. This way, the repair shop or mobile mechanic are paid for parts and labor.
The 20% extra we pay on parts covers any price markup from the repair shop, and ARW also covers the service fee that mobile mechanics charge (up to $500).
