An extended warranty protects recreational vehicle owners from unexpected costs when something breaks down.
RV repairs can be expensive. Our warranties offer peace of mind by covering those repair costs and getting you back on the road.

We cover all the essential mechanical components, systems, and appliances that keep your vehicle functioning, from the motor (we cover gas and diesel engines) and transmission to the septic, refrigerator, AC, water heater, fresh water system, slide-outs, and more.

An RV has all the potential issues of a house and a vehicle, so it's no surprise that even well-constructed units commonly suffer mechanical failure.
RV manufacturers don't have the ability to build every item themselves, so they purchase many of the systems and appliances from third party companies, which can cause quality control problems in even top-of-the-line models.

Approximately 30% of RVs will break down within two years of use. Almost 80% will need repairs by their fifth year of operation, and almost all will break down within ten years.

Here are a few quick reasons why we think we're the clear choice for RV owners:

1. We are a partner, not just a broker, with our plan administrator. This means we work closely with them to ensure that customers receive the coverage that they purchased as quickly, conveniently, and transparently as possible.
2. Our plans are backed by an A-rated insurance company, so your coverage is guaranteed no matter what.
3. Our customers can use any repair facility in the US or Canada, and we pay the facility directly without labor rate negotiation.
4. No RV inspection is needed to begin coverage. Companies often use the inspection as a way to deny warranty claims later.
5. We provide dedicated account managers, not just pushy salespeople, to ensure prompt communication and transparency throughout the life of your plan. Our excellent customer service department gives customers the attention they need to get back on the road.

While most companies only allow you to use a mobile mechanic when your RV is completely disabled, ARW lets you use a mobile mechanic any time, for any repair. Since mobile mechanics require a service fee, ARW will cover up to $500 of any reasonable service fees for a given issue.

America's RV Warranty provides coverage that is backed by an A-rated insurance company.

Beware of RV warranty companies who offer coverage backed by risk retention groups. These companies could go out of business and leave you without coverage or a refund. By choosing a company with coverage that is backed by an insurance policy, you can rest assured that you're covered for the long term.

The term "extended" means that the coverage lasts for much longer than a manufacturer's warranty, which is often a one year warranty.
Technically, extended warranties are not warranties—they are vehicle service contracts which cover repair costs in the event of a mechanical breakdown. Warranties can only be offered by RV manufacturers.

However, they function just like a warranty and cover the same things a warranty covers, so throughout the RV industry they are known as extended warranties.

A warranty and an RV insurance policy cover different issues. In simplest terms, insurance covers accidents and damage, while warranty policies offer a service plan to cover the costs of mechanical failures and breakdowns.

This means that RV insurance assists with major repairs caused by physical damage, but doesn't help travelers with normal, everyday breakdowns. A warranty/service contract helps RVers plan their travel budget by removing the fear of a large repair bill caused by a major mechanical failure.

Note: Depending on the RV class, a liability insurance policy may be required to operate the rig. Motorhomes require this coverage since they are motor vehicles, but travel trailers do not.

For more information, read our blog post on the subject.

You might need coverage earlier than you think. Manufacturer's warranties cover different items for different lengths of time, and some RV manufacturers offer only limited warranties that cover the first year after the RV purchase.

By purchasing coverage while your manufacturer warranty is still in effect, you can lock in a better rate. Used RVs and older rigs cost significantly more to cover, so much so that owners often spend less total for more years of coverage when they buy early.

Our warranties cover all items for the duration of the plan, so purchasing while you still have manufacturer's coverage helps you avoid a lapse in coverage.

Keep in mind that many manufacturer warranties are not transferable, so even if your recreational vehicle is new to you, it may not come with a warranty. Ask the selling dealer to be sure.

Yes! Each warranty plan comes with a number of optional benefits for your RV, including things like roadside assistance, towing, and travel expense reimbursement.

In addition, your plan includes free enrollment in Emergency Alert Network and Money Tips, programs that protect your wallet and your loved ones. Visit our Benefits page for more information.

Yes! We love full-time RVers. Call us at 844-200-7314 to hear all about it!

While the mention of exclusions might sound sinister, exclusionary policies are actually the most complete protection plans available in the RV industry.

The term "exclusionary" refers to the way covered items are defined, and exclusionary plans are often defined in contrast to comprehensive coverage. Learn more about both types of coverage on our blog post about the different policy types.

The bottom line: either type of policy will help during a mechanical breakdown, and you should choose the one that fits your needs and your budget.

There are so many factors that affect the cost of RV warranty coverage: the plan length, the details of RV, the level of coverage desired. It’s impossible to give out one price. Even a range is difficult. The least expensive travel trailer plans start at around $1500. And of course, there are plenty of RV repair bills in excess of $1500, and most RVs need major repairs in their first several years on the road, which makes a warranty a cost-effective, budget-friendly alternative to a simple savings account.

If there are leaks or line breaks in an RVs plumbing, an RV warranty will cover the cost to repair those lines. This is true of motorhome coverage and trailer coverage. However, the cost to repair or replace items that have suffered from water damage is not covered by an RV warranty. Damage from water is instead covered by RV insurance. For a more detailed coverage comparison between a warranty and insurance, check out our blog post on the differences.

An RV warranty protects the RV owner against expensive repair bills when items on the RV suffer mechanical breakdown. When the RVer takes their rig to a repair facility or uses a mobile mechanic, the warranty will pay for parts and labor minus a deductible (terms and conditions apply to the amount paid).

For example: An RV owner’s rooftop air conditioner no longer cools properly. If they have ARW, they can call a mobile mechanic. The mechanic decides the rooftop air conditioner has to be replaced. The RV owner pays the deductible set by their plan directly to the mechanic, and ARW covers the remaining cost for parts, labor, and mobile mechanic’s service fee (sometimes called a trip charge).

We think they are. But you’ll ultimately have to decide for yourself. An RV warranty has the advantage over a simple savings account that your protection isn’t limited by how much you have saved. Many RVers prefer the peace of mind and budget protection they receive when they have a warranty, especially once they’ve used it for repairs.

Plus, when you have a warranty, you’re not constantly worrying about whether or not you’re getting taken advantage of at the repair shop.