Class A motorhomes are the largest and most spacious RVs available. Some feature gas engines, while others run on diesel. They are usually built on a bus or commercial truck chassis and feature slide outs that expand the interior space when the RV is parked.
One of the most common questions our insurance experts get asked is, “How much is Class A motorhome insurance?”
Expect to pay between several hundred dollars and several thousand dollars each year for insurance, depending on the type of coverage.
Since Class As are the largest and most expensive type of RV, they are the most expensive to insure. Since they are often used as a primary residence, many Class A owners will also need to purchase a full-time use add-on, which adds to the RV insurance cost.
Many Class A motorhomes tow vehicles behind them for daily use, and those vehicles also need auto insurance. The vast majority of states require liability coverage for automobiles.