In the event You selected and purchased the Power Surge Coverage option, as show on the Declaration Page of this Agreement, We will provide coverage for damage to covered electrical parts caused by a power surge, up to a maximum aggregate of [twenty five hundred dollars ($2,500)]. A power surge is defined as an external unexpected, temporary, uncontrolled increase in current or voltage in an electrical circuit; a voltage spike.

In the event that You selected and purchased the Commercial Use option, as shown on the Declaration Page of this Agreement, We will provide coverage for those Units defined as Commercial Use Units. If the Unit is registered in the name of a business, the optional Commercial Use surcharge must be paid at time of purchase, regardless of whether or not the Unit is being used for commercial purposes

In the event You selected and purchased the Consequential Loss Coverage option, as shown on the Declaration Page of this Agreement, We will provide coverage for the repair of a Covered Part if the failure of the Covered Part was caused by the action or inaction of a non-covered part

In the event You selected and purchased the Navigation Package option, as shown on the Declaration Page of this Agreement, We will provide coverage for the following: Compass, global positioning system (GPS), on board communications system, GPS satellite antenna, back-up warning system and electronic driver information display and module.

In the event You selected and purchased the Tire and Wheel Road Hazard option, as shown on the Declaration Page of this Agreement, We will provide coverage for the Unit and Your Tow Vehicle when a tire or wheel is damaged due to a covered road hazard. Coverage for the Tow Vehicle is dependent on Your Tow Vehicle being hooked up to the Unit at the time of the road hazard or for road hazards incurred while You are camping with Your Unit more than one hundred miles (100) away from Your home. Common road hazards include debris on the road surface such as nails, glass, potholes, rocks, tree limbs or any other objects or conditions not normally found in the roadway. NOTE: Road conditions (for example, uneven lanes due to repaving or metal plates used to temporarily cover a hole in the road) found in areas designated as construction zones or constructions sites will NOT be considered a covered road hazard. Damages from these conditions or any accident should be reported to Your Unit or Tow Vehicle’s physical damage insurance company. Coverage includes the cost to repair or replace the tire and/or wheel, using fair market value of the replaced tire and/or wheel, mounting, valve stems, balancing, taxes, and customary labor charges. The Tire and Wheel Road Hazard option is not subject to the General Provisions, Deductible, Limits of Liability or Guide To Filing A Claim sections of this Agreement. Call the Administrator shown on the Declaration Page, prior to any repairs, to report a damaged tire or wheel and to obtain an authorization number.

a. Tire Repair: We will reimburse You for the actual cost to repair a flat tire caused by a covered road hazard. The repair will be performed using the inflated spare tire for the Unit or the vehicle being towed. If an inflated spare tire is unavailable, the Unit or Tow Vehicle will be towed to the nearest Repair Facility for tire repair.

b. Tire Replacement: We will reimburse You for the cost to replace a tire irreparably damaged due to a covered road hazard. Reimbursement cost includes charges for mounting, balancing and valve stems. Benefits apply to replacement tires for the duration of this Agreement. Aggregate benefits for the duration of this Agreement are limited to four (4) occurrences regardless of the number of tires replaced per occurrence.

c. Wheel/Rims: We will reimburse You for the cost to repair or replace a wheel rendered unserviceable due to a covered road hazard. Wheel inspection may be required for a Claim approval. Aggregate benefits for the duration of this Agreement are limited to [four (4)] occurrences regardless of the number of wheels replaced per occurrence.

d. Taxes: We will reimburse You for the cost of any applicable taxes.

Prior notification is required before any tire or wheel is repaired or replaced. Within 30 days of an incident, send a copy of the repair or replacement invoice, including authorization number, tread depth of damaged tire, detailed description, cause of the damage, photograph(s) of the damaged tire or wheel and any other information reasonably requested to the Administrator. Tire and Wheel Road Hazard coverage for the Unit and the vehicle being towed is subject to the exclusions described in the Exclusions section of this Agreement, as applicable. Damages and costs resulting from or falling within any of the following descriptions are also excluded from coverage: resulting from chain damage or use on a construction site; resulting from collision with a curb, object or another vehicle; resulting from improper or inadequate maintenance, including misalignment, suspension problems, improper tire inflation; mechanical issues resulting in abnormal wear and tear, dry rot, salt water exposure or tire(s) worn to less than 3/32 inch tread depth; tires or wheels that are oversized or otherwise inconsistent with manufacturer’s recommendations; tires or wheels transferred from another Unit or vehicle; damage that does not affect performance or safety, such as sidewall rim pinches or bruises; damage covered by any other insurance, warranty or service contract; and consequential losses or damages.