MOTOR HOME COVERAGE
Engine block and/or replaceable cylinder sleeves and heads, if damaged as a result of the failure of an
internally-lubricated part; all internally-lubricated parts (requiring lubrication for operation) contained within the engine block, including but not limited to: valves, valve springs, valve guides, valve covers, pistons and pins, main and rod bearings, crankshaft, camshaft, lifters, cam bearings, oil pump, rocker arms, push rods, timing chain, timing gears and timing chain tensioner. Timing cover, flywheel, flywheel ring gear, flex plate, vacuum pump, engine mounts, dipstick and tube, intake manifold, oil pan
Transmission case, if damaged as a result of the failure of an internally-lubricated part; all internally lubricated (requiring lubrication for operation) parts within the transmission case including: torque converter, bands, clutches, gears, front pump, shafts, shift forks, synchronizers, shift solenoids, internal switches and sensors. Transmission mounts and transmission oil pan.
Drive axle housing, if damaged as a result of the failure of an internally-lubricated part; all internally-lubricated parts within the drive axle housing, axle shafts, axle housing, universal joints, constant velocity joints, locking hub mechanisms, wheel bearings, drive shafts and center bearing.
Plus coverage (includes basic coverage)
Water pump, radiator, cooling fan blades, fan clutch, hydraulic or electric fan motor, heater core, fan shroud and coolant recovery tank.
Steering gear housing and all internally-lubricated parts, control valve, steering cylinder, rack and pinion, factory installed steering stabilizer, internal steering column shafts, steering pump, main and intermediate shafts and couplings.
Fuel pump, fuel tanks, metal fuel lines, fuel injection pump, fuel injectors, fuel pressure regulator, auxiliary fuel tank switch and fuel lift pump.
Compressor, compressor clutch, clutch bearing, field coil, receiver dryer, accumulator, condenser, idler pulley, evaporator, blower fan and motor, high/low cut-off switches, pressure hose assemblies, refrigerant (when in conjunction with a covered repair).
Alternator, starter, starter drive, starter solenoid, voltage regulator, distributor, manually-operated switches, ignition switch, windshield wiper motor and washer pump, power window motors, power window gears and regulators, and dual battery paralleling switch, battery cables.
Upper and lower control arms, control arm shaft and bushings, upper and lower ball joints, steering spindles and supports, leaf and coil springs, spring shackles and bushings, rubber suspension springs, factory installed suspension compressor, air lines and suspension air bags.
Master cylinder, hydraulic or vacuum brake booster, wheel cylinders, magnets, calipers, drums and rotors (when in conjunction with a covered repair), combination valve, metal-only hydraulic tubing and metal fittings. ABS pressure modulator, accumulator, Air brake compressor, lines, treadle valve, compensating valve, actuator and diaphragm and slack adjusters.
tOTAL coverage (includes basic and plus coverage)
Hot water tank, burner assembly, thermostat, thermocouple, gas valve, electronic ignition assembly, PC board, diesel/electric heating system, shower assembly, toilet, sink, holding tanks, gate valves, macerator pump, water pump, faucets, traps, fittings and water lines.
Range/oven burner assembly, burner valves, Refrigerator/freezer, microwave, convection oven, thermostat, thermocouple, burner, igniter and PC board.
Compressor, evaporator, condenser, capacitors, relays, thermostat, heat strips, expansion valve, control module and panel, reversing valve, blower fan and motor and PC Board, and ceiling ventilation fans and motors.
Gas regulators, gas tanks, gas valves, tank gauges, LP lines and fittings, emergency shut off system, gas leak detector and carbon monoxide monitor.
Furnace igniter, burner assembly, gas valve, gas leak detector, thermostat, thermocouple, blower motor, and PC board.
Power plant engine block and cylinder heads, if damaged as a result of the failure of an internallylubricated part. All internally-lubricated parts contained within the power plant engine. Alternator, starter, manually-operated switches, voltage regulator, power converter-inverter, PC boards, fuel pump and hour meter.
Engine control module, camshaft and crankshaft position sensors, coolant temperature sensor, knock sensor, map sensor, mass airflow sensor, throttle position sensor, electronic ignition module, ignition coil, cooling fan control module, electric block heater, transmission control module, transmission mounted parking brake, wheel speed sensors and control module, automatic temperature control programmer, mode and temperature door actuators, remote mirror motors, keyless entry/alarm system, factoryinstalled entry/ security system, rear monitor camera, factory-installed fireplace burner assembly, interior mounted systems monitor, dash mounted instrument cluster and gauges.
Icemaker, trash compactor, dishwasher, built-in coffee maker, built-in food processor, in-sink disposal, basement refrigerator/freezer, central vacuum cleaner system, fold out external grill, clothes washer/dryer, ceiling fan motor and smoke detector.
Stereo receiver, tuner, CD player, DVD player, satellite system, television set(s), television antenna and rotator
Hood latches and springs; door handles, latches and springs; door chimes, heated seats, seat tracks, clock, courtesy map light assembly, power window curtain motors/shade motors, awning motor, awning mechanism, awning sensor, shore power cord and retractor, intercom, and air horn.
Factory installed mechanical/electric/hydraulic leveling jacks, controller, electrical switches and wiring harness.
Power step, lines, fittings, cylinders, worm gears, electrical switches and wiring harness, entry door floor motor and mechanism.
Slide-out room motor(s), guides, tracks and hydraulic valves, sliding floor motor, pump/jack assembly, electrical switches and wiring harness.
Seals and Gaskets are covered for all listed parts.
Coverage will be extended to all parts and components listed in the Schedules of Coverage that suffered a Breakdown as a result of “Wear” and/or “Tear” unless otherwise listed under the Exclusions section of this Agreement.
In the event You selected and purchased the Power Surge Coverage option, as show on the Declaration Page of this Agreement, We will provide coverage for damage to covered electrical parts caused by a power surge, up to a maximum aggregate of [twenty five hundred dollars ($2,500)]. A power surge is defined as an external unexpected, temporary, uncontrolled increase in current or voltage in an electrical circuit; a voltage spike.
In the event that You selected and purchased the Commercial Use option, as shown on the Declaration Page of this Agreement, We will provide coverage for those Units defined as Commercial Use Units. If the Unit is registered in the name of a business, the optional Commercial Use surcharge must be paid at time of purchase, regardless of whether or not the Unit is being used for commercial purposes
In the event You selected and purchased the Consequential Loss Coverage option, as shown on the Declaration Page of this Agreement, We will provide coverage for the repair of a Covered Part if the failure of the Covered Part was caused by the action or inaction of a non-covered part
In the event You selected and purchased the Navigation Package option, as shown on the Declaration Page of this Agreement, We will provide coverage for the following: Compass, global positioning system (GPS), on board communications system, GPS satellite antenna, back-up warning system and electronic driver information display and module.
In the event You selected and purchased the Tire and Wheel Road Hazard option, as shown on the Declaration Page of this Agreement, We will provide coverage for the Unit and Your Tow Vehicle when a tire or wheel is damaged due to a covered road hazard. Coverage for the Tow Vehicle is dependent on Your Tow Vehicle being hooked up to the Unit at the time of the road hazard or for road hazards incurred while You are camping with Your Unit more than one hundred miles (100) away from Your home. Common road hazards include debris on the road surface such as nails, glass, potholes, rocks, tree limbs or any other objects or conditions not normally found in the roadway. NOTE: Road conditions (for example, uneven lanes due to repaving or metal plates used to temporarily cover a hole in the road) found in areas designated as construction zones or constructions sites will NOT be considered a covered road hazard. Damages from these conditions or any accident should be reported to Your Unit or Tow Vehicle’s physical damage insurance company. Coverage includes the cost to repair or replace the tire and/or wheel, using fair market value of the replaced tire and/or wheel, mounting, valve stems, balancing, taxes, and customary labor charges. The Tire and Wheel Road Hazard option is not subject to the General Provisions, Deductible, Limits of Liability or Guide To Filing A Claim sections of this Agreement. Call the Administrator shown on the Declaration Page, prior to any repairs, to report a damaged tire or wheel and to obtain an authorization number.
a. Tire Repair: We will reimburse You for the actual cost to repair a flat tire caused by a covered road hazard. The repair will be performed using the inflated spare tire for the Unit or the vehicle being towed. If an inflated spare tire is unavailable, the Unit or Tow Vehicle will be towed to the nearest Repair Facility for tire repair.
b. Tire Replacement: We will reimburse You for the cost to replace a tire irreparably damaged due to a covered road hazard. Reimbursement cost includes charges for mounting, balancing and valve stems. Benefits apply to replacement tires for the duration of this Agreement. Aggregate benefits for the duration of this Agreement are limited to four (4) occurrences regardless of the number of tires replaced per occurrence.
c. Wheel/Rims: We will reimburse You for the cost to repair or replace a wheel rendered unserviceable due to a covered road hazard. Wheel inspection may be required for a Claim approval. Aggregate benefits for the duration of this Agreement are limited to [four (4)] occurrences regardless of the number of wheels replaced per occurrence.
d. Taxes: We will reimburse You for the cost of any applicable taxes.
Prior notification is required before any tire or wheel is repaired or replaced. Within 30 days of an incident, send a copy of the repair or replacement invoice, including authorization number, tread depth of damaged tire, detailed description, cause of the damage, photograph(s) of the damaged tire or wheel and any other information reasonably requested to the Administrator. Tire and Wheel Road Hazard coverage for the Unit and the vehicle being towed is subject to the exclusions described in the Exclusions section of this Agreement, as applicable. Damages and costs resulting from or falling within any of the following descriptions are also excluded from coverage: resulting from chain damage or use on a construction site; resulting from collision with a curb, object or another vehicle; resulting from improper or inadequate maintenance, including misalignment, suspension problems, improper tire inflation; mechanical issues resulting in abnormal wear and tear, dry rot, salt water exposure or tire(s) worn to less than 3/32 inch tread depth; tires or wheels that are oversized or otherwise inconsistent with manufacturer’s recommendations; tires or wheels transferred from another Unit or vehicle; damage that does not affect performance or safety, such as sidewall rim pinches or bruises; damage covered by any other insurance, warranty or service contract; and consequential losses or damages.
1343 Canton Rd Ste B
Marietta GA, 30066