Why choose a travel trailer insurance policy with Foremost Insurance for your RV? Do you tow your travel trailer along with you to the grocery store and back? Probably not. Then why would you insure your rig with a policy meant for an everyday automobile?
Don’t let your fun be interrupted with worry. Your auto or homeowners policy may not adequately cover your Motor Home. Lucky for you, an agent can help you choose the right Foremost policy for your rig, so you can go out and enjoy the open road while someone else takes care of the paperwork!
We’ve got you covered:
Comprehensive Coverage
This is included with our Motor Home insurance policies and is not usually included in your typical auto policy. This provides protection from just about any direct, sudden, and accidental loss, including; collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning. We also include Coverage for Attached Accessories, including awnings, satellite dishes, TV antennas and more.
Some coverages are optional and subject to company approval or may not be available in all states.
Total Loss Replacement Coverage
This option can save you literally thousands of dollars when compared to typical auto policies, which pay only the Actual Cash Value of your trailer travel at the time it’s destroyed. The Foremost coverage protects from the effects of depreciation. If your new-model travel trailer is destroyed within its first five model years, and you’re the original owner, we’ll pay to replace it with a brand new one of similar kind and quality. In years six through ten, we’ll give you up to what you originally paid for it toward the purchase of another Motor Home.
Emergency Expenses Coverage
Pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home.
Replacement Cost Coverage
More than a typical auto or homeowners policy, this covers your personal belonging that are destroyed or stolen.
Towing and Roadside Assistance
Eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire charges, fuel delivery, and locksmith service are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What’s more, your Motor Home and your tow vehicle are covered, regardless of who is driving or where you are in US or Canada.
Campsite/Vacation Liability Coverage
Provides liability coverage when you are parked and using your Motor Home as a residence, typically seasonally or weeks at a time.
Full-Timer Coverage
This is a coverage very similar to a homeowners policy. This option covers you when you are parked and using your Motor Home as a residence, typically for extended periods of time.
Stationary Travel Trailer Insurance Program
This option gives you extensive comprehensive and contents coverage if you use your camper as a seasonal or permanent residence. This includes liability coverage that covers liability, medical payments to others and property damage claims caused by an accident for which you are held liable. This program provides you with additional protection since your auto or homeowners policies may not extend coverage to you.
Is this for you?
Do we insure you?
A Foremost policy covers an extensive range of Motor Homes; older, newer, and different makes and models. Talk to an agent to help you choose the right Foremost policy for your rig.
You Choose!
Foremost offers flexible payment plans, including pay online, by mail or electronic funds transfer. Keep in mind that higher deductibles can help lower the cost of your premium.
Claims comparison
Your seasonal home isn’t standard and your insurance policy shouldn’t be either. Foremost specializes in seasonal home insurance and understands your needs. It’s a smart choice to go with Foremost where over 55 years of experience is on your side. That’s why we are here to tell you that a Foremost seasonal home policy can cover you so you can continue to get away.
Get an agent
Why an agent
“Insurance? I knew absolutely nothing about it, at all. I started looking around and found that there are a lot of companies out there and a lot of information to sort through. So much in fact that I became overwhelmed and didn’t know which way was up. Unfortunately, I didn’t have a trained advisor guiding me and helping me select the right coverages and ended up paying too much for limited coverage. After my first accident, I found an insurance agent that took me step-by-step through what I needed. What a refreshing experience!”
We want you to take advantage of the knowledge!
Take advantage of our thousands of highly trained and exceptional agents across the country ready to help you choose the best Foremost insurance policy for you. With all the confusing ways to buy insurance out there today, why not stick with a trained professional who knows the ropes. An agent will focus on saving you time, money and hassle on purchasing and maintaining your insurance. They will help you choose the best policy for your lifestyle. Period.
Availability: Foremost Motor Home Insurance policies are available in all states except Hawaii, Massachusetts and Washington D.C.and is only available in the United States. Please note that policies, coverages and coverage amounts vary by state and all coverages may not be available in all areas.
About the coverages described on this site: Your insurance contract is contained only in your policy, not in this website. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.