Don’t let your fun be interrupted with worry. Your auto or homeowners policy may not adequately cover your Motor Home. Lucky for you, an agent can help you choose the right Foremost policy for your rig, so you can go out and enjoy the open road while someone else takes care of the paperwork!
We’ve got you covered:
This is included with our Motor Home insurance policies and is not usually included in your typical auto policy. This provides protection from just about any direct, sudden, and accidental loss, including; collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning. We also include Coverage for Attached Accessories, including awnings, satellite dishes, TV antennas and more.
Some coverages are optional and subject to company approval or may not be available in all states.
Total Loss Replacement Coverage
This option can save you literally thousands of dollars when compared to typical auto policies, which pay only the Actual Cash Value of your trailer travel at the time it’s destroyed. The Foremost coverage protects from the effects of depreciation. If your new-model travel trailer is destroyed within its first five model years, and you’re the original owner, we’ll pay to replace it with a brand new one of similar kind and quality
. In years six through ten, we’ll give you up to what you originally paid for it toward the purchase of another Motor Home.
Emergency Expenses Coverage
Pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home.
Replacement Cost Coverage
More than a typical auto or homeowners policy, this covers your personal belonging that are destroyed or stolen.
Towing and Roadside Assistance
Eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire charges, fuel delivery, and locksmith service are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What’s more, your Motor Home and your tow vehicle are covered, regardless of who is driving or where you are in US or Canada.
Campsite/Vacation Liability Coverage
Provides liability coverage when you are parked and using your Motor Home as a residence, typically seasonally or weeks at a time.
This is a coverage very similar to a homeowners policy. This option covers you when you are parked and using your Motor Home as a residence, typically for extended periods of time.
Special Program for Stationary Fifth-Wheels
Gives you extensive comprehensive and contents coverage if you use your fifth-wheel as a seasonal or permanent residence. This includes liability coverage that covers liability, medical payments to others, and property damage claims caused by an accident for which you are held liable. This RV insurance program provides you with additional protection since your auto or homeowners policies may not extend coverage to you.